There are many personal car owners who decide to buy car insurance with total loss only protection at this moment. Is it the right choice? Of course it is not right fully, especially if they always drive their vehicle. Realize that total loss only protection only guarantees minimal 75% loss. Therefore, if car just deals with minimum damage, insurers will never approve claim. Of course, this means that car owners must repair their car by using their own money. Realize to get high quality auto repair service, they must spend thousands of dollars.
How about you? Do you plan to buy car insurance in the near future? If you do, choose professional insurance companies and consider taking all risk car insurance (comprehensive protection). Why? By taking comprehensive protection, you can claim your insurance police when:
Body of car is scratched
Sometimes, other drivers drive their vehicle as they like, graze other vehicles, and escape fast. When deal with this problem, most victims just keep silent and focus on looking their car. The worst part is they have to fix the problem by using their own money. In other hand, if you deal with this problem, no need to worry because you will get compensation from insurer for this problem. Remember to submit your claim as soon as possible.
Car is stolen
What do you feel when your lovely car is stolen? Of course you will feel sad, right? Yup, losing car is a nightmare, especially if you buy it by using your own money. Dealing with this problem is not a serious problem as long as you have comprehensive protection. Insurer will give you thousands of dollars as compensation. Of course, there is a process to be passed first. In general, car insurance company will wait the last police’s report about your problem. If your car succeeds to be found, insurer just gives some money for damage in car or asks you to bring your vehicle to its workshop partner. In other side, if police cannot be found your car anymore, insurer will give you much money as compensation.
Rear view mirror is broken
Even, when your rear view mirror is broken because of being grazed or hit by other driver, you can remain claiming your insurance policy. Is it true? Yes, of course, insurance company will replace the broken rear-view mirror with new one with the same quality. What if this car component is stolen? This includes in comprehensive protection so no need to worry about this.
Well, what are waiting for?